• Earn 10 PC Optimum points⁶ for every $1 spent at Shoppers Drug Mart^® and Pharmaprix^MD in addition to the base 15 points per dollar all PC Optimum members earn at Shoppers Drug Mart^® and Pharmaprix^MD
• Use your President's Choice Financial Mastercard^® for your everyday shopping and you'll earn PC Optimum points toward FREE groceries and more¹
• Earn 10 PC Optimum points for every $1 spent, everywhere you shop
• No annual fee!
• New cardholders enjoy a low balance transfer rate of 0.97% for 6 months²

¹Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 points thereafter at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list.

²Balance Transfers for new accounts: You must apply by February 29, 2019 in order to be eligible for the current promotional balance transfer offer of a 0.97% interest rate for 6 months. Offer is available to eligible new customers only, within 90 days of your President's Choice Financial^® Mastercard^® account ("Account") approval. This offer may be changed, extended or cancelled without notice. Promotional interest rate is annual and applies, unless your Account is in default, only to the transferred amount for 6 months after the transaction date, after which the cash advance interest rate applicable to your Account applies to any remaining balance until the balance is paid in full, unless your Account is in default. Balance transfers are treated like cash advances and interest is charged from the date the transfer occurs, which may be up to 30 business days from your activation of the Account. Continue making your minimum payments on accounts from which you are transferring until the balance transfer amounts are credited to those accounts in order to avoid late charges and penalties. If the total amount to be transferred is more than your available credit limit, President's Choice^® Bank ("PC^® Bank") may send your creditors either full or partial payment up to the amount of your available credit limit. PC^® Bank reserves the right to limit the number and amount of balance transfers and to decline them for any reason. Balances from other President's Choice Financial^® accounts are not eligible to be transferred. Stop payments are not allowed. PC Optimum points are not earned on balance transfers unless otherwise specified. Please refer to your Cardholder Agreement and Card Carrier disclosures for further information.

⁶All PC Optimum members earn 15 points per dollar of eligible purchases at Shoppers Drug Mart. When you use a President's Choice Financial® Mastercard® you will also earn PC Optimum points for all Shoppers Drug Mart purchases charged to the credit card as follows: with the standard PC Financial® Mastercard®, 10 points per dollar; with the PC Financial® World Mastercard®, 20 points per dollar; with the PC Financial® World Elite Mastercard®, 30 points per dollar.

®/MD Shoppers Drug Mart is a registered trademark of 911979 Alberta Ltd., used under license.